We want to help you achieve
all of your financial goals, both during and after your working years.  That includes the safe and secure investment of your retirement savings.

For 2016, you can contribute to a Traditional IRA $5,500 up to $6,500 if you are age 50 or older.

If you’re changing jobs or about to retire, rolling over your retirement account to a secure investment is also very important. We’ll help you decide what kind of IRA makes the most sense for you.

In today’s economy an IRA at
Apple River State Bank,
helps to ensure a secure future.

Health Savings Accounts (HSA)
provide individuals a way to save for future medical expenses with tax-free deposits.

You can start a health savings account at First Community Bank of Galena and
Apple River State Bank. To qualify for a health savings account, you must be under age 65 and carry a high deductible health insurance plan.

The combination of tax advantages and an interest rate that is one of the highest in the area make establishing a Health Savings Account a smart move.

Contact us today for all the details!