IRA's



IRA CD Special


We want to help you achieve all of your financial goals, both during and after your working years. A Traditional IRA at Apple River State Bank and First Community Bank of Galena is a safe and secure way to save for retirement while reducing your tax bill at the same time.

Instead of receiving a tax break for money placed into the plan, Roth IRA's receive tax-free distributions when money is withdrawn from the plan during retirement if qualifying conditions are met.

For 2018, your total contributions to all of your traditional and Roth IRAs cannot be more than $5,500, or $6,500 if you’re age 50 or older. The deadline for making 2018 IRA contributions is April 15, 2019.

If you’re changing jobs or about to retire, rolling over your retirement account to a secure investment is also very important.



Open your IRA CD today!

Card and Bingo Parties Graphic




IRA CERTIFICATES OF DEPOSIT



* Annual Percentage Yield (APY) is accurate as of February 22, 2018. Requires a minimum deposit of $500. Rates may change without notice. A penalty may be imposed for early withdrawal. Funds must remain on deposit until maturity to earn advertised Annual Percentage Yield. Offer valid for individual retirement accounts only.