Lending Services


Borrowing money for yourself or your business can be a challenging undertaking. It is important to know that the lenders you will be dealing with will be knowledgeable, understanding and cooperative. In addition, if something unforeseen comes up, our Bank will work with you to get through those times when maybe you need a little time to get back on your feet.

Give us a call to discuss your lending options!

Galena Office: 815.777.6300
Warren Office: 815.745.2194

Auto Loan

Rates have not been this low in years!

Now is the time if you have been waiting for a new car or truck. You may also save hundreds by refinancing your current vehicle loan. 

Current Rate:  4.35%* on 2017 or newer vehicles.

Note:  * The Annual Percentage Rate (APR) that you would be charged is based on your loan-to-value and credit worthiness. Loan is subject to credit approval. Terms and conditions are subject to change without notice. Some restrictions apply and may not be combined with other offers.

Consumer Loans

Our Bank offers a wide variety of consumer loans for vehicles, recreational purposes, and personal loans.

Real Estate Loans

Our Loan Department specializes in real estate lending. We offer a range of real estate loans that includes residential, vacation and commercial real estate loans.

Home Equity Loans

Home Equity loans can be a source of funds for many reasons; home improvements, debt consolidation, and many other purposes. Ask us to provide you with an overview of how a Home Equity Loan can help you manage your finances.

Commercial Loans

We offer financing for small businesses that includes real estate loans, equipment loans, and operating lines of credit. Call us to discuss how we can help your small business meet its growing financing needs.