Community Reinvestment Act (CRA) Public File Information


 

At Apple River State Bank, we strive to positively impact our local communities. We are committed to meeting the financial needs of the communities we serve, including all low and moderate income and minority areas within our communities. Apple River State Bank is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). By providing this information online, Apple River State Bank can keep this information current with convenient access.

 

Public Information available for Inspection

In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year, and may be updated periodically.

 

CRA Performance Evaluation

A copy of the bank’s most recent CRA Performance Evaluation (the full evaluation is contained below).

CRA Performance Evaluation

 

Branch and ATM Information

A list of the bank’s branches, ATM’s, their street addresses, and geographies, including hours of operation.

Branch Information

ATM Information

 

Opened and Closed Branches and ATMs

Branches and ATMs opened or closed by the bank during the current year and each of the prior two calendar years.

Branch Closing Policy

 

List of Products, Services, and Fees

A list of services (loan and deposit products and transaction fees) generally offered at the bank’s branches.

List of Products and Services

Fee Schedule

 

Assessment Areas

A map of each assessment area showing the boundaries of the area and identifying the geographies contained within the area.

Grant County Map

Grant County Demographics

Jo Daviess County Map

Jo Daviess County Demographics

Lafayette County Map

Lafayette County Demographics

 

Public Notice

CRA Notice

 

Any Other Information the Bank Chooses

Loan-to-Deposit Ratio

 

Need assistance? Please visit your local Apple River State Bank branch for questions or to receive a hard copy of the banks CRA Public File.